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How Do Insurance Companies Determine Personal Injury Settlement Payouts?

Insurance companies consider many variables when determining settlement awards. At a minimum, fair personal injury settlements should cover medical bills and lost wages, and should provide additional compensation for pain and suffering. Extra compensation might be offered based on the extent of the injuries, especially if they prevent the victim from ever returning to work. Unfortunately, insurance companies often try to settle for much less than a fair personal injury settlement would require or, in some cases, to deny the claim altogether. To avoid the risk and hassle of dealing with unfair insurance companies, reach out to an experienced law firm specializing in personal injury law as soon as you are hurt.

Legal Practice Areas

Joe Lucé represents individuals dealing with the repercussions of personal injuries, auto accidents, slip and fall injuries and wrongful death.
Personal Injury

Personal Injury

Our experience dealing with personal injury claims means we know how to get results.

wrongful Death attorney

Wrongful Death

The loss of a loved one is compounded when it’s the result of wrongful death.

Slip and Fall Injuries

Slip and Fall Injuries

Slip and fall accidents occur regularly in commercial buildings, workplaces, stores and malls.

Auto Accidents

Auto Accidents

Auto accidents are frequently preventable, with distracted drivers, vehicle malfunctions and other conditions to blame.

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What Our Law Firm Clients Have to Say

Shannon Says…
★★★★★
“ You most certainly bring a whole new, refreshing, pleasant impact to the legal community and it was a joy. I am honored to say that I am represented by a firm/family (that you obviously are) of such stellar integrity and authentic, personalized attention.”
– Shannon

Michelle
★★★★★
“ From the Insurance company rep for the OTHER party: Thank you for all of your help…. It has been such a pleasure working with you all on this claim. The kindness you all have shown through the handling of this claim has been such a blessing. You are making a difference! I hope we get to work together again in the future.”
– Michelle

Melissa
★★★★★
“ I, nor my husband really do reviews, but seeking an attorney can be one of the more intimidating, professional consults a person can face. When one finds a gem, they need to share that with others. So, we highly recommend Lucé Law! Ours was a personal injury case, with another party clearly at fault, but which settlement couldn't be reached. From the first consultation with Joe, through the mediation process for our case, Joe's actions communicated to us that we were more than just clients; we were people to be respected and identified with. This was huge for us by the time we sought council, due to the intimidation and fear of the unknown which had already worn us down. And the supportive staff, (especially Sandy, who we mostly dealt with), just reinforced that the Lucé Law office is exemplary from top to bottom. If only all businesses had their level of communication, things would run much more smoothly! We were finally able to settle out of court, and not have to spend more time, rehashing issues and trauma around our case. There's a saying, "You don't know, what you don't know."… So, my only regret: That we didn't seek out Joe earlier on. His council encompassed the things we didn't know, that we didn't know. Joe is truly a gem. Thank you for helping us regain and keep the faith!”
– Melissa
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Joe Lucé is located in McKinney, TX and serves clients in and around Allen, McKinney, Melissa, Weston, Anna, Plano, Celina, Prosper, Princeton, Frisco, Westminster, Farmersville, Blue Ridge, Nevada, Gunter, Copeville, Wylie, Lavon, The Colony, Richardson, Merit, Collin County, Dallas County, Denton County, Grayson County.

This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.