Top McKinney Collections Harassment Attorney

Debt Collection Harassment Services in North Texas
Relief From Abusive Debt Collections Practices
- Threatening violence or physical harm
- Using obscene or profane language
- Publicizing your debt status and credit history
- Calling excessively and at unreasonable hours
- Advertising to sell debts to coerce payment
Debt Collection Rules and Prohibited Practices
- Contact you before 8 a.m. or after 9 p.m.
- Contact you at work once you have notified them you’re not allowed to take calls there.
- Contact third parties more than once regarding your debt (and it must have been limited to obtaining contact information).
- Threaten violence.
- Publish a record of your debt for any other party (save for a credit reporting agency).
- Use obscene language.
- Repeatedly call in order to annoy.
- Use false statements.
- Threaten arrest or legal action where the action would be illegal.
- Report false credit information.
- Threaten to take your property without legal grounds to do so.
- Contact you via postcard.
- Deposit a post-dated check prior to the date.
Debt Collections Harassment Lawsuits in McKinney
How Do I File a Complaint Against a Debt Collection Agency?
Beyond filing a complaint with the relevant agencies, Lucé Law, PC can also help you pursue legal action against collectors. As one of the litigation practice areas at our law firm, we have experience representing clients in disputes with unethical debt collection agencies and creditors. Where your rights have been violated, you could be entitled to damages and attorney fees.
Can collections harassment occur even if I have no debt?
Yes. There are many instances of collection agency harassment where an individual has fully paid off their debts, or is the subject of mistaken identity. Our attorneys can put an end to the persistent phone calls and harassment.
Is a debt collector legally allowed to contact me late at night?
No. Calls before 8 a.m. or after 9 p.m. are prohibited by federal law unless the debtor has indicated these are convenient times for contact.
Can you get a debt collector to stop calling?
Yes. When a debtor has hired a lawyer, debt collectors are prohibited from contacting the individual unless the lawyer fails to respond in a reasonable time.