Each year, millions of car accidents take place on U.S. roads. If you find yourself involved in one of these vehicle crashes in McKinney or the surrounding cities, it’s important to speak with an auto accident injury lawyer. Auto accident claims are frequently more complicated than they may initially seem to the victim. But with the help of an experienced attorney, it’s possible to secure fair compensation for the pain and suffering of a car accident.
After a car accident, few of us have the clarity of mind to consider a settlement. Most of us merely consider seeking medical attention, and rightly so. First and foremost, seek medical help for your injuries. Then, and only then, consider filing a lawsuit. If you’re unclear on how to best handle the insurance company, speak with a local attorney. You’ll want someone on your side no matter what. An auto accident attorney will help achieve the most significant injury settlement possible.
Settlement Factors for Damaged Vehicles
If your insurance claim includes damage to your vehicle, your settlement will typically cover the cost of repairs or replacements. For example, if the side door is damaged, then your settlement will provide compensation up to a reasonable amount of the repair job. The exception to this rule is if the repair exceeds the value of the car. In this situation, the insurance company typically “totals” the vehicle and pays you for the loss.
On the other hand, replacement costs are generally based on depreciation value, not the price of a new car. This means the money you receive may not be enough to purchase a new vehicle after the old one is totaled.
Settlement Factors for Injuries
If you’ve sustained injuries, which is likely, the personal injury portion of your settlement will be negotiated separately from vehicle damage. For example, if you’ve suffered a broken arm, you’ll receive compensation to cover medical bills to a certain point. The payment you receive is determined by total medical bills, documented lost wages, and the extent of your injuries. Some reports also consider pain and suffering.
How Attorneys Reach a Settlement After a Car Accident
To reach a settlement at a value that both sides agree upon, a comprehensive investigation will be required. The process starts with an investigation into the auto accident itself – this may include witness statements, photographs, medical records and more. The insurance company for the driver deemed to be negligent will review the information, and a settlement negotiation can proceed.
When cases are disputed your attorney may collect further information, including the reports of auto accident specialists, engineers, your physician and so on. Fortunately, in some cases, the insurance company and your attorney will negotiate a fair and reasonable settlement. However, there are many claims where the insurance carrier is non-responsive and/or unreasonable and in these, situations, a lawsuit and litigation become necessary to ensure you are treated respectfully and fairly.
Dedicated Legal Representation From North Texas Auto Accident Attorneys
Joe Lucé is a McKinney-based attorney helping victims of auto accidents in the North Texas area. If you are involved in a car, motorcycle or truck accident, contact Lucé Law, PC to find out how we can help. To reach us, call (972) 632-1300 or request a free legal consultation today.
